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Ranking · Updated September 2026

Best Credit Cards for Bad Credit in Canada

Rebuild your credit with cards designed for low scores or no credit history. Secured options, low-fee picks, and credit-builder cards available in Canada.

5
cards
CIBC Select Visa Card
CIBC Select Visa* Card
CIBCFirst-Year Annual Fee Rebate
Annual fee
$0 $29

No annual fee the first year

Our valuation
$29

Milesopedia first-year estimateFirst-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
First Year Annual Fee Rebate

$29 annual fee rebated

Apply Now

on CIBC's website

Features
Issuer
CIBC
Network
Loyalty Program
—
Fees and terms
Annual Fee
$29/yr
Min. annual income
—
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