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Best Mastercard Credit Cards in Canada
Ranking · Updated September 2026

Best Mastercard Credit Cards in Canada

Compare the best Mastercard credit cards in Canada. World Elite, World, and Platinum tiers compared.

5
cards
National Bank World Elite Mastercard
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National Bank World Elite® Mastercard®
National BankNBC RewardsFirst-Year Annual Fee Rebate
Annual fee
$150 $0
Base Rewards Rate
1x

NBC Rewards

Our valuation
$300

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Nov 4, 2026

BMO Ascend World Elite Mastercard
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BMO Ascend™ World Elite®* Mastercard®*
BMOBMO RewardsFirst-Year Annual Fee Rebate
Annual fee
$150 $0
Base Rewards Rate
1x

BMO Rewards

Our valuation
$820

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
100,000 points

+ First Year Annual Fee Rebate*

(Up to)

BMO VIPorter World Elite Mastercard
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BMO VIPorter World Elite®* Mastercard®*
BMOPorter VIPorterFirst-Year Annual Fee Rebate
Annual fee
$199 $0
Base Rewards Rate
1x

Porter VIPorter

Our valuation
$1,249

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
70,000 points

+ one round-trip companion pass + First Year Annual Fee Rebate

(Up to)

Ends Oct 31, 2026

United MileagePlus Neo World Elite Mastercard
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United® MileagePlus® Neo World Elite® Mastercard
NeoUnited MileagePlus
Annual fee
$89
Base Rewards Rate
0.75x

United MileagePlus

Our valuation
$400

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
25,000 miles

(Up to)

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