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Ranking · Updated September 2026

Best Student Credit Cards in Canada

Credit cards designed for students. Build credit history, earn rewards, and enjoy no annual fee.

4
cards
BMO CashBack Mastercard
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BMO CashBack® Mastercard®* for students
BMOCash Back
Annual fee
$0
Base Rewards Rate
0.5x

Cash Back

Our valuation
$125

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
$125

(Up to)

Ends Oct 31, 2026

CIBC Aventura Visa Card
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CIBC Aventura® Visa* Card for Students
CIBCCIBC Aventura
Annual fee
$0
Base Rewards Rate
0.5x

CIBC Aventura

Our valuation
$150

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
12,500 points

(Up to)

CIBC Dividend Visa Card
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CIBC Dividend® Visa* Card for Students
CIBCCash Back
Annual fee
$0
Base Rewards Rate
0.5x

Cash Back

Our valuation
$125

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
$125

(Up to)

Tangerine Money-Back Credit Card
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Tangerine Money-Back Credit Card
TangerineCash Back
Annual fee
$0
Base Rewards Rate
0.5x

Cash Back

Our valuation
$100

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
$100

(Up to)

Ends Sep 30, 2026

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